About Averlend
A Texas lender that controls its own capital.
Averlend is a direct hard money and asset-based lender serving San Antonio and Corpus Christi. We are operators ourselves, which is why we lend the way we wish banks would.
Who we are
Built by operators, for operators.
Averlend was founded on a simple frustration. Good deals were dying on slow bank timelines while borrowers with real collateral and real plans waited months for a decision. We built a lender that solves that, funding against the asset and the exit so capital arrives when the opportunity is still alive.
As an Averlend Capital LLC company, we control our own capital and our own underwriting. That independence is the difference between a maybe in ninety days and a wire in a matter of days.
What we stand for
Principles we lend by.
Speed is respect
A fast, honest answer is worth more than a slow maybe. We give both quickly.
Clarity in writing
Terms, structure, and payoff provisions are spelled out before you sign. No surprises.
Collateral over credit
We underwrite the asset and the deal, so good borrowers are not punished for a credit number.
Local knowledge
We know San Antonio and Corpus Christi values because we live and invest here.
Relationships compound
Our best clients borrow from us deal after deal. Track record earns better terms.
Discipline
We lend against value and a credible exit. That discipline protects you as much as it protects us.
By the numbers
How we structure capital.
Up to 90% LTV
Aggressive loan-to-value on qualifying collateral keeps your cash free for the next deal.
12-month terms
Short, defined terms built for investors and operators with a clear exit.
3 asset classes
Real estate, equipment, and business assets all qualify as collateral.
2 home markets
San Antonio and Corpus Christi, with reach across South Texas.
Funded in days, not weeks
Lending the way it should work.
Bring us your collateral and your plan. We will show you what a direct Texas lender can do.