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Industry lending

Financing built for agriculture and ranch operations.

Working land owners across Bexar, Nueces, Jim Wells, and the surrounding counties. Averlend funds this industry with land loans and equipment financing, underwritten on assets instead of paperwork.

Why it works

Capital that matches how you operate.

  • Land equity, unlocked. Acreage carries serious borrowing power. Put it to work without selling the place.
  • Equipment that earns. Tractors, implements, and trucks secure capital for the season ahead.
  • Rural-capable underwriting. We lend where the county roads go, not just inside the loop.

The structure

Products
Land loans and equipment financing
Max loan-to-value
90%
Standard term
12mo
Markets
South Texas

San Antonio and Corpus Christi are home base. We fund collateral-backed deals across South Texas.

Questions

Agriculture and Ranch Operations lending, answered.

The collateral, the amount, and the plan to repay inside 12 months. Tax returns and credit history are minor factors, the assets do the qualifying.
Days on a clean file. We control our own capital, so nothing waits on a committee.
Send it anyway. Banks underwrite paperwork. We underwrite assets, and most of our borrowers were declined somewhere first.

The Averlend Promise

Put your assets to work this week.

Tell us the collateral and the number. An Averlend rep will reach out ASAP, same business day.