Industry lending
Financing built for retail businesses.
Shop owners and franchise operators across South Texas who need capital ahead of revenue. Averlend funds this industry with collateralized working capital and commercial property loans, underwritten on assets instead of paperwork.
Why it works
Capital that matches how you operate.
- Inventory before the season. Buy deep before the holidays with capital secured by assets, then sell through and retire the note.
- Expansion on opportunity. A second location becomes available once. Asset-backed money lets you say yes this week.
- Collateral options. Real estate, inventory, or equipment can secure the line. Bring what you have.
The structure
- Products
- Collateralized working capital and commercial property loans
- Max loan-to-value
- 90%
- Standard term
- 12mo
- Markets
- South Texas
San Antonio and Corpus Christi are home base. We fund collateral-backed deals across South Texas.
Questions
Retail Businesses lending, answered.
The collateral, the amount, and the plan to repay inside 12 months. Tax returns and credit history are minor factors, the assets do the qualifying.
Days on a clean file. We control our own capital, so nothing waits on a committee.
Send it anyway. Banks underwrite paperwork. We underwrite assets, and most of our borrowers were declined somewhere first.
The Averlend Promise
Put your assets to work this week.
Tell us the collateral and the number. An Averlend rep will reach out ASAP, same business day.