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Industry lending

Financing built for salons and personal services.

Studio owners, suite operators, and service entrepreneurs building location-based businesses. Averlend funds this industry with business loans and commercial property financing, underwritten on assets instead of paperwork.

Why it works

Capital that matches how you operate.

  • Build-out capital. Chairs, plumbing, and finish-out funded against the lease value you are creating.
  • Acquisition money. Buy the salon, the book of business, or the building, secured by real assets.
  • Owner-operator friendly. We lend to operators, not just spreadsheets.

The structure

Products
Business loans and commercial property financing
Max loan-to-value
90%
Standard term
12mo
Markets
South Texas

San Antonio and Corpus Christi are home base. We fund collateral-backed deals across South Texas.

Questions

Salons and Personal Services lending, answered.

The collateral, the amount, and the plan to repay inside 12 months. Tax returns and credit history are minor factors, the assets do the qualifying.
Days on a clean file. We control our own capital, so nothing waits on a committee.
Send it anyway. Banks underwrite paperwork. We underwrite assets, and most of our borrowers were declined somewhere first.

The Averlend Promise

Put your assets to work this week.

Tell us the collateral and the number. An Averlend rep will reach out ASAP, same business day.