Fix and Flip Loans in San Antonio.

Averlend funds purchase plus rehab financing for investors buying distressed houses, renovating them, and selling at retail, right here in San Antonio. Up to 90% of value, 12 month terms, and underwriting that knows Bexar County block by block. Days to a wire, not weeks to a maybe.

Get Your Deal Analyzed (540) 447-9432

Why San Antonio

The local edge on fix and flip deals.

San Antonio adds people faster than almost any big city in America, and the housing stock runs from 1920s bungalows near downtown to new corridors pushing past Loop 1604. Spreads still exist here that coastal investors gave up on years ago.

Purchase and rehab in one note. One close covers the buy and the budget, with rehab funds released in draws as work completes.
Up to 90% of the deal. We size the loan off total cost against the after-repair value, so strong deals need less of your cash.
Speed that wins bids. Sellers of distressed houses take the offer that closes. Days, not committee weeks, is the whole edge.

San Antonio at a glance

Home market: Bexar County
Max loan-to-value: 90%
Standard term: 12mo
Typical close: Daysnot weeks

Military money, medical money, and steady population growth keep demand under the market. The play is buying tired houses in established neighborhoods and bringing them to retail standard.

Where we lend in San Antonio

Neighborhood by neighborhood, not zip code by zip code.

We fund fix and flip deals across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley, and the rest of Bexar County. National lenders price San Antonio off a spreadsheet. We price it off the block, because the same floor plan can be a home run on one street and a break-even on the next.

Send the address and the numbers. If you are working a deal anywhere in the San Antonio metro, we have probably underwritten something within a mile of it. That familiarity is why our answers come in hours and our closings come in days.

Common questions

Fix and flip lending in San Antonio, answered.

You submit the scope of work up front. As stages complete, we inspect and release the next draw, usually within days of the request.

Tell us early. If the value supports it we can talk, but the honest answer is that padded budgets up front beat rescue calls later.

Days on a clean file. Local title, local inspections, and our own capital mean nothing waits in a queue. Simple deals go from application to wire in under a week.

No. The collateral and the exit drive the approval. Credit is a minor factor, which is exactly why investors who get declined at banks close with us.

The Averlend Promise

Bring your San Antonio deal. We bring the capital.

Send the collateral, the numbers, and the exit. An Averlend rep will reach out ASAP, same business day.

Start Your Application (540) 447-9432