Rental Property Loans in San Antonio.

Averlend funds acquisition and reposition financing for landlords building cash-flowing portfolios, right here in San Antonio. Up to 90% of value, 12 month terms, and underwriting that knows Bexar County block by block. Days to a wire, not weeks to a maybe.

Get Your Deal Analyzed (540) 447-9432

Why San Antonio

The local edge on rental deals.

San Antonio adds people faster than almost any big city in America, and the housing stock runs from 1920s bungalows near downtown to new corridors pushing past Loop 1604. Spreads still exist here that coastal investors gave up on years ago.

Buy it before the bank would. Pick up the property with hard money, stabilize it, then refinance into long-term debt with the rents in place.
BRRRR-ready structure. Buy, rehab, rent, refinance. Our 12 month term is built to be the first two letters.
Underwritten on the asset. Vacancy and rough condition kill bank loans. They are exactly the discount we help you buy.

San Antonio at a glance

Home market: Bexar County
Max loan-to-value: 90%
Standard term: 12mo
Typical close: Daysnot weeks

Military money, medical money, and steady population growth keep demand under the market. The play is buying tired houses in established neighborhoods and bringing them to retail standard.

Where we lend in San Antonio

Neighborhood by neighborhood, not zip code by zip code.

We fund rental deals across Alamo Heights, Monte Vista, the 09 corridor, Southtown, Stone Oak, Converse, Universal City, and Leon Valley, and the rest of Bexar County. National lenders price San Antonio off a spreadsheet. We price it off the block, because the same floor plan can be a home run on one street and a break-even on the next.

Send the address and the numbers. If you are working a deal anywhere in the San Antonio metro, we have probably underwritten something within a mile of it. That familiarity is why our answers come in hours and our closings come in days.

Common questions

Rental lending in San Antonio, answered.

We underwrite the asset and your exit. A credible rent roll and a realistic refinance plan are exactly what makes a rental deal strong.

A refinance into a conventional or DSCR product once the property is stabilized, usually within 6 to 12 months.

Days on a clean file. Local title, local inspections, and our own capital mean nothing waits in a queue. Simple deals go from application to wire in under a week.

No. The collateral and the exit drive the approval. Credit is a minor factor, which is exactly why investors who get declined at banks close with us.

The Averlend Promise

Bring your San Antonio deal. We bring the capital.

Send the collateral, the numbers, and the exit. An Averlend rep will reach out ASAP, same business day.

Start Your Application (540) 447-9432