Fix and Flip Exit Strategies, Ranked

Fix and Flip

The short version, then the substance.

Plan A: the retail sale. Renovate, list, sell to an owner-occupant at full market value. Highest profit, most common, and the exit every flip loan is built around. Everything in the project should serve making this exit fast and clean.

Plan B: the refinance and rent. If the market cools mid-project, refinance into a rental loan and lease the property. The flip becomes a BRRRR. Buying right at the start is what keeps this door open, because refinance lenders care about value and rents, not your original plan.

Plan C: the wholesale exit. Sell the project to another investor, finished or not. You give up most of the profit to protect the principal. Knowing your plan C number on day one is the difference between a controlled exit and a panic.

The South Texas angle. Averlend underwrites this every week in Corpus Christi and across Nueces County. If you are working a deal in downtown or anywhere else in the metro, the theory above comes with a local desk attached: see our Corpus Christi lending page or send the deal directly.